The first question: was a form enclosed at all?
This is where most reports go wrong. The pension insurance does not send the papers to everyone, but "in June and July of each year" together with the pension adjustment notice. If nothing was enclosed, nothing needs doing. The reason is the automatic data exchange, which according to the fact check of 31 July 2025 already covers around 1.2 of the 1.7 million pensions paid abroad. The release of 2 June 2026 gives as examples "several EU member states or Australia" — Spain is not named there, and no official source allowed us to establish whether it is included. The reliable test is therefore not the country but your envelope from the summer.
25 September is an arrival date
Anyone holding a form has to do the arithmetic: the original must be received, and the Federal Foreign Office is explicit — transmission "by fax or e-mail is not possible", and German missions abroad may not forward it either. Anyone who misses the deadline must "expect that their pension can no longer continue to be paid", the pension insurance writes; it will be paid again only "once the proof of life has been provided". The Renten Service is more specific: "Die Rentenzahlung kann dann ab Ende Oktober 2026 nicht mehr gezahlt werden" — the pension can then no longer be paid from the end of October 2026. That "can" is the word used in the source. Whether withheld amounts are paid retrospectively is stated on none of the official pages we checked.
Free — and at more places than most people know
You need neither a consulate nor a notary. According to the page of the German missions in Spain, "any Spanish body that holds a seal" may certify it — the text names town or municipal administrations, police, banks, parish offices or notaries. In practice: the town hall, the National or Local Police, your own bank branch, the parish office. It is the German form itself that gets stamped. The term decides the outcome: what is needed is the "Fe de Vida", which the office says is "occasionally confused" with the "Fe de Vida y Estado" — the latter, it states, can be issued only to Spanish nationals, and marital status is "not required for the continued payment of the pension".
Those who prefer a German authority can go to the embassy, the career consulates or the honorary consuls. That normally requires an appointment — with one exception for the islands: "Without an appointment, attendance in Málaga and Las Palmas de Gran Canaria is possible Monday to Friday from 9:00 to 12:00." The consulate is at Calle Albareda 3, 2nd floor, 35007 Las Palmas. In every case "personal attendance on production of a valid identity document" is required. Opening hours can change — a quick phone call before travelling is worth it.
Digital from home — and what follows for 2027
Since 2024 it can be done without a stamp or a postage stamp. The pension insurance described it on 2 June 2026 as follows: "With the QR code, a valid identity document and the POSTIDENT app, pensioners can submit the digital proof of life at any time and free of charge from home." Only the pensioner can do it in person. The digital route is open only "until 25 September"; "after that you can use the 'Lebensbescheinigung' form". The choice carries over: the option chosen in 2026 is taken over by the Renten Service "as standard for the year 2027". If the letter with the QR code never arrived, a new access can be ordered online there between 8 July and 9 October.
An Austrian or Swiss pension? Different rules
For those, 25 September does not apply. The Austrian pension insurance requires a life certificate once a year from pensioners resident abroad: the form arrives "every year in January" and must be back "by mid-June of the respective year at the latest", certified for instance by the competent Austrian consulate, an official body at the place of residence or a notary; otherwise the pension payment is "(temporarily) suspended". Only individual countries of residence such as Germany and Croatia are exempt — Spain is not among them. Switzerland is different: according to the Federal Department of Foreign Affairs, since 1 January 2022 "Swiss nationals resident abroad generally no longer receive a request for a life certificate" — provided they are registered with the competent Swiss representation.